Investment Disclaimer

1. Informational Purpose

Rivethink is designed to help users understand their portfolios through transaction imports, charts, performance analytics, Journal entries, and AI-assisted analysis. These tools are provided for informational and educational purposes.

Nothing displayed by Rivethink should be interpreted as financial, investment, tax, or legal advice. Rivethink is not a broker, exchange, financial institution, financial advisor, investment advisor, tax advisor, or legal advisor.

2. No Investment Advice

Rivethink does not:

• Recommend buying, selling, or holding securities.
• Predict future prices or market movements.
• Guarantee investment returns or outcomes.
• Provide personalized investment recommendations.

Information shown in the application does not take into account your complete financial circumstances, objectives, risk tolerance, or legal and tax situation.

3. AI Analysis

AI-generated analysis may be incomplete, inaccurate, or become outdated. Important information and conclusions should always be verified independently.

AI outputs may summarize information, explain portfolio metrics, identify possible risks, or provide educational insights. They are intended to support understanding, not to make decisions for you.

AI output must not be interpreted as professional financial, investment, tax, or legal advice.

4. Market Data

Market prices, historical candles, company information, and related data are obtained from third-party providers. This data may be delayed, incomplete, temporarily unavailable, or inaccurate.

Rivethink does not guarantee the accuracy, completeness, timing, or continued availability of third-party market data.

5. Portfolio Analytics

Analytics such as Invested Capital, Realized P/L, Unrealized P/L, Exposure, Sector Allocation, and performance metrics are calculated from transactions imported by the user and from available market data.

Missing, duplicated, incorrectly formatted, or otherwise inaccurate transactions may produce incorrect analytics. You are responsible for reviewing imported data and verifying important calculations against your broker records.

6. User Responsibility

Users remain solely responsible for:

• Investment and trading decisions.
• Tax reporting and obtaining appropriate tax advice.
• Compliance with laws and rules that apply in their location.
• Verifying imported transactions and portfolio calculations.
• Independently verifying AI-generated output.

7. No Guarantees

Past performance does not guarantee future results. Portfolio analytics describe available historical and current information; they do not predict future performance.

Financial markets involve risk. The value of investments can rise or fall, and users may lose some or all of the money invested.

8. Limitation of Liability

To the extent permitted by applicable law, Rivethink and its operators are not responsible for investment losses, missed opportunities, trading decisions, incorrect imported data, market data inaccuracies, AI inaccuracies, or service interruptions. Nothing on this page excludes liability that cannot legally be excluded.

9. Educational Purpose

Rivethink is built to help investors understand portfolios, visualize investments, review past decisions, and improve investment discipline.

It is a tool for analysis and reflection. It should not replace advice from a qualified professional who understands your individual circumstances.

10. Contact

Questions about this disclaimer can be sent to office@rivethink.com.